Terms & Conditions
Last updated: 2026-06-30
These Terms govern your use of nottoobad (nottoobad.io). By using the service you accept them. If you don't agree, please don't use the service.
1. The service
nottoobad is a "financial conscience": an AI chat that helps you reflect before a purchase, translating a price into hours of working life and opportunity cost.
2. Not financial advice
The content and AI responses are informational and for reflection only. They are not professional financial, investment, tax or legal advice. You are solely responsible for your decisions. The AI may produce inaccurate or incomplete information.
3. Your account
You sign in with a magic link sent to your email. Keep access to your inbox secure. You're responsible for activity under your account. You must be at least 16 years old to use the service.
4. Acceptable use
- Don't abuse, overload or attempt to circumvent the service's security or rate limits.
- Don't use automated means to access the chat without permission.
- Don't submit unlawful content or content that infringes others' rights.
5. Availability and changes
The service is provided "as is" and "as available", without warranties. We may change, suspend or discontinue features at any time.
6. Liability
To the extent permitted by law, we are not liable for decisions you make based on the service, nor for indirect or consequential damages. Nothing limits liability that cannot be limited by law.
7. Data protection
Our processing of personal data is described in the Privacy Policy and Cookie Policy, which form part of these Terms.
8. Governing law
These Terms are governed by the laws of Spain (European Union), without prejudice to mandatory consumer-protection rights. For questions, contact hello@nottoobad.io.